Financial Information For EB-5 Clients

MCFI does not divulge financial information regarding any potential project(s) that we present to foreign nationals (EB-5 Clients) or other potential investors except by written request and the filing of an application with MCFI. MCFI then furnishes all of the information provided to us by the project developer, including the financial information, to our EB-5 Clients or other potential investors. This information should be considered confidential. It is provided by the developer of the project and MCFI assumes no responsibility for its veracity. MCFI also provides the EB-5 Client with an underwriting report and analysis produced by an independent underwriting firm. MCFI does not provide information on projects until our investment committee has approved the project as qualifying for the EB-5 visa program.

MCFI’s investment strategy is conservative. MCFI does not make money unless the project is successful and the EB-5 Client has received his initial investment money back first. Because of this, it is extremely important to MCFI that we thoroughly review the project and its profit potential before we present it to our EB-5 Clients. If the EB-5 Client does not make money on the project, MCFI does not make money.

MCFI first, identifies projects which qualify for investments by foreign nationals (EB-5 Clients) who wish to immigrate to the United States through the USCIS EB-5 visa program. We determine how many jobs will be created, the TEA status of the project and if the project qualifies for an investment of $500,000 or $1,000,000. MCFI then obtains financial and other information from the project developer to determine if the project meets the requirements of MCFI regarding the return on investment (ROI), the safety, security and soundness of the investment, the type of investment required (Debt or Equity), the term of the investment and a proposed exit strategy. If these meet with the investment criteria of MCFI, the project will then be analyzed and underwritten by an independent underwriting firm. Following this, the investment committee of MCFI must then approve the project before it is presented to EB-5 Clients for their investment consideration.

MCFI generally does not present equity investments in projects to our EB-5 Clients unless the project will generate at least an annualized 10% return on investment (ROI). Out of this 10% ROI, our EB-5 Clients receive approximately 6% - 7% and MCFI receives approximately 3% - 4% annualized. For debt structured investments the net ROI to the EB-5 Client is generally expected to be in the range of 2% - 3% annually.

Each project is different and the ROI for each project will be different. The ROI depends on the location of the project, the amount of equity contributed to the project by the project developer, the interest rate paid by the project to financial institutions, the type industry involved (real estate, manufacturing, hotels, restaurants, etc.) and other factors too numerous to name. MCFI relies on the information supplied to us by the project developer and the underwriting and financial analysis performed by the independent underwriting firm. It is strongly suggested that the EB-5 Client perform his own evaluation before making a decision to invest in a project. MCFI will assist and facilitate the EB-5 Client in obtaining answers to any questions that may be of concern. By law, MCFI can not guarantee any ROI and can not guarantee a return of the EB-5 Client’s original investment money. The USCIS requires that all risks associated with the decision to invest in a project are the sole responsibility of the EB-5 investor.

MCFI makes every effort to assure our EB-5 Clients that the financial information provided to them by the project developer, including the Business Plan, the Private Placement Memorandum, the Proforma and Financial Summary and the Subscription Agreement accurately portray the investment and how it will perform; however, we can make no guarantee regarding the veracity of this information.

Each project presented to our EB-5 client will be analyzed and underwritten by an independent underwriting firm and reviewed and approved by our investment committee. By written request this will be forwarded to the EB-5 Client for their consideration before proceeding with investment. We encourage our EB-5 Clients to have their own financial advisor review all of the financial information which MCFI makes available to our EB-5 Clients before they make a decision to invest in a project. EB-5 Clients and their advisors are encouraged to ask questions concerning anything that they do not understand. We will then ask the project developers and/or the independent underwriting firm to answer these questions and provide any further information and clarification needed by our EB-5 Clients.

In order to help our potential EB-5 Clients make an informed decision concerning an investment in one of the projects that we present, a sample financial summary of a project requiring an investment of $500,000 and a second sample of a project requiring an investment of $1,000,000 are provided below. These samples require making several assumptions and they are not to be relied upon by the EB-5 Client in making a decision about investing in a specific project. They can only be used as a frame of reference in the decision making process. As previously stated, each project is different and the ROI depends on the location of the project, the amount of equity contributed to the project by the project developer, the interest rate paid by the project to financial institutions, the type industry involved (real estate, manufacturing, hotels, restaurants, etc.) and other factors too numerous to name. The assumptions made in preparing these sample financial summaries are listed on the attached documents below.


Leigh Bodenheimer

Project Manager



l.bodenheimer@mcfiusa.com

HEADQUARTERS

4774 Lower Roswell Rd, Atlanta,
Georgia 30068, USA

KENTUCKY

Louisville International Airport
Terminal #2 2nd Floor (Across from Woodford Reserve Restaurant)
600 Terminal Drive, Louisville, KY 40209, USA

INDIANA

1410 S Clark Blvd, Clarksville,
Indiana 47129, 
USA

Phone: +1 888 712 5284

             +1 859 351 4300

Fax:     +1 888 322 3680

Skype: mcfi.usa

  

MCFI Midwest Center for Foreign Investment - "The EB-5 Possibility Center"